The Numbers · Run Them First
Run the numbers before you buy.
Live UAE bank rates. Non-resident LTV. DLD transfer, agency fee, and mortgage registration baked in. Net monthly cash flow against the area-specific yield range. Adjust the price, term, and rate and see your real numbers in seconds — not an idealised brochure figure.
The desk Mario and Hannes walk every client through the same six lines you're about to fill in. Then they tell you the parts the calculator can't — escrow timing, NOC quirks, the seller's motivation.
The Math
What does this really cost?
Six inputs. Real outputs in AED. Cash to close, monthly mortgage, and monthly cash flow against the area yield range. Everything Mario walks new clients through on day one.
JVC pricing: service charge ~15 AED/sqft, net yield 6.5–9%
Non-residents: 60% max LTV → 40% minimum down
Current UAE banks: 4.49 – 5.25% fixed years 1–3
Auto-set by area. Drag to override.
Want a full investment analysis tailored to your goals?
Let's talkThree reasons the numbers go further with us
The calculator opens the door.
Most brokers stop at the spreadsheet. We pick up where it leaves off.
The number you see isn't the number you pay
List price is the start. We negotiate every transaction, surface seller motivation, and structure the offer so the AED you fund matches the AED you get. The calculator gives you a baseline; we close 8–14% below it on the typical deal.
Mortgage rate, but the one you'll actually be offered
Bank-published rates and bank-approved rates differ. We run pre-approval with Emirates NBD, ADCB, Mashreq, and FAB in parallel and bring you the lender that says yes on your file at the lowest spread. No cost to you.
Yield in this calculator is yield over twelve months
What you actually want is yield over five and seven years, net of management, vacancy, refurb, and service-charge drift. We model it. You decide what to hold, what to flip, and when.
Two professionals
One desk. One plan.
Mario closes the deal. Hannes structures the wrapper. You get one number, one team, one path forward — no handoffs, no surprises.
MARIO COSTA · HANNES DANHO
Next step
Send us the numbers.
We'll send back a plan.
Pre-approval, two or three matched listings, a one-page investment summary with full transaction cost, and a Discovery Call on Dubai time. Forty minutes. No commitment. You leave with a clearer plan than most investors have after a year of looking.
Working with selected Dubai developers
